Karunkuyill

Thursday, 8 August 2013

பென்ட்ரைவ் ட்ரிக்ஸ்: ஃபோல்டர் ஷார்ட்கட் பதிப்பிற்கான தீர்வு!

20:00

ram

பென் ட்ரைவ் மற்றும் எக்ஸ்டெர்னல் ஹார்டிஸ்க் ஆகியவற்றை நாம் தினசரி அலுவல் நிமித்தமாகவும், தனிப்பட்ட பயன்பாட்டிற்காகவும் பல கணினிகள் மற்றும் மடிக்கணினிகளில் பயன் படுத்தி வருகிறோம். இவ்வாறான பயன்பாட்டில் நம்மை அறியாமலேயே சில சமயங்களில் வைரஸ் அல்லது மால்வேர் தாக்குதலுக்கு உள்ளான கணினிகளில் பயன்படுத்தும் நிலை உண்டாகி விடுவது இயல்புதான்.

பெரும்பாலும் நமது அதி முக்கியமான கோப்புகள் (புகைப்படங்கள், பல நாட்கள் செலவழித்து உருவாக்கிய ஆவணங்கள்) அனைத்தையும் பென் ட்ரைவ்களில்தான் வைத்திருப்போம். மால்வேர் தாக்குதல்களுக்கு உள்ளான கணினிகளில் இவற்றை பயன் படுத்திய பிறகு, நமது பென் ட்ரைவை சோதித்துப் பார்த்தால், நாம் அதில் வைத்திருந்த ஃபோல்டர்கள் அனைத்தும் காணாமல் போய், வெறும் 1 KB மட்டுமே அளவுள்ள அவற்றின் ஷார்ட்கட்கள் மட்டுமே இருப்பதைக் கண்டு பலரும் அதிர்ச்சி அடைந்திருக்கலாம்.

ஒரு சிலர், பென் ட்ரைவில் உள்ள அனைத்தும் போய்விட்டது என்று எண்ணி ஃபார்மெட் கூட செய்திருக்கிறார்கள். பல நாள் உழைப்பு வீணாகிவிட்டதே என்றெண்ணி தலையில் கைவைத்து அமருவதை விட, கொஞ்சம் சிந்தித்தால் போதும் இழந்ததாக கருதிய கோப்புறைகளை மீட்டெடுத்து விடலாம்.

முதலில் நாம் செய்ய வேண்டியது, நமது பென் ட்ரைவ் அல்லது எக்ஸ்டர்னல் ட்ரைவ் லெட்டரை அறிந்து கொண்டு (உதாரணமாக G: ), ஸ்டார்ட் மெனுவில் ரன் கட்டளைக்கு சென்று CMD என டைப் செய்து DOS prompt இற்கு செல்லுங்கள். அங்கு ட்ரைவ் லெட்டரை டைப் செய்து (G:) என்டர் கீயை அழுத்தி, அந்த குறிப்பிட்ட ட்ரைவிற்கு செல்லுங்கள். அங்கு DIR/AD என டைப் செய்து என்டர் கீயை அழுத்த, நமது ட்ரைவில் உள்ள அனைத்து ஃபோல்டர்களும் (நாம் இழந்ததாக கருதிய) hidden வடிவில் மறைக்கப்பட்டிருப்பதை காணலாம்.

இவற்றை எப்படி மீட்டெடுக்கலாம்?

இதே DOS prompt -ல் இருந்து கொண்டு, Attrib -r -s -h /s /d G:*.* என்ற கட்டளையை கொடுங்கள். அவ்வளவுதான் உங்கள் கோப்புறைகள் மீட்கப்பட்டன. பிறகு தேவையற்ற ஷார்ட்கட்கள், மற்றும் வைரஸ் என சந்தேகிக்கப்படும் கோப்புகள் அனைத்தையும் டெலிட் செய்து விடுங்கள்.

How to Check LIC Policy Status Online by Policy Number ?

22:13

ram

Want to Check LIC Policy Status Online?

There are numerous kinds of policies that are present and they are all very beneficial to the holder. The only issue that is faced by the holders is that they are ignorant about the status of their policy at a given point of time and are completely dependent on their insurance agent for all the information relevant to the policy. The status of LIC Policy is no longer, solely in the hands of your agent. You can check it for yourself as well and that too, from the comfort of your home, whenever you want. This is something that many of us have been longing for, but haven’t been able to get as this feature had not been made available on the official site of LIC, till now. But, it is now possible. If you want to do so and do not know how to check LIC Policy Status Online by Policy Number, then this post has come to your rescue as here you will get to know what you need to do.

There are quite a few ways to go about this, but I personally feel that the best and the simplest way to do so, is to use the internet, visit the site and then check the details of the policy. You need to bear one thing in mind and that is, you are the bearer of the policy and it is your sole responsibility to have all the information regarding status of LIC Policy from the time you get one for yourself, till the time it matures.

Steps to Check LIC Policy Status Online by Policy Number

There are not many intricate steps that you need to go through, to be able to check your status online. I have broken down the steps for your ease.

You first need to log onto the official site of Life Insurance Corporation, that is, http://www.licindia.in/policy_status.htm. Also read: Paying LIC Premium Online
Once you have reached the home page of the site, you will need to register with them. The registration is a simple process and you will just have to fill in your details and you will be register with the site.
After the process of registration, you are free to know all that you want about your policy. There are a whole list of options that are displayed will direct you to the operation that you want to do. Select the one that you want, which in this case is checking the LIC policy status.
You will be asked to enter your Policy number and once it is done, you will get all the details about the policy that you hold along with its present status.

There are the other fields that you can enter into as well, once you are done with finding the status of LIC policy. The simplicity and ease of use of this site is known to be the best.

What if I don’t have an internet connection?

This is a question that I get asked a lot and it is a very valid question in my view. You will be pleased to know that the officials of LIC have thought this over in advance and have a solution to this problem. They are of the view that all their customers are of equal importance and it is their duty to provide all the information that is required by the customers like LIC Policy Status Details in a basic and simple manner, so that everyone who is associated with them can benefit from it. If you do not have the internet connection at your place or are not able to use it for one reason or the other, then there is one thing that you can do and that is, make use of the LIC Helpline Number which is 1251. Once you call on the helpline through BSNL or MTNL you will get to know all the details regarding your LIC Policy Status Details which includes loan against policy amount, next due date etc.

22:09

ram

Want to Pay LIC Premium Online?

Then this article might come to rescue by explaining the process of making LIC Online premium payment. As we all know that LIC India is one of the best leading Life Insurance providers with many flexible policies and features. Since all the operations were controlled by the Government, people have good faith on LIC. They have made every service online including Insurance premium payment. But still, many of their policy holders are unaware of such services like knowing LIC Policy Status, online premium payment etc. So, everyone is depending on the agents to check the current status of the policy. To promote their service we came forward with the tutorial on showing how to pay LIC Premium Online. To make LIC premium payment, policy holders no need to look around for the agent and no need to hump at Life Insurance Corporation office. To save your time, it is recommended to go through their official LIC website for paying LIC Premium. Here are the few steps to pay LIC premium online.

Note: Don’t pay bulk policies within single account. Create separate login details for each policy and it is highly recommended by LIC. It won’t allow you to create multiple profiles if the DOB (Date of Birth) doesn't match with existing records.

How to Pay LIC Premium Online?

Creation of Account: To make premium LIC payment, you need to have separate username and password which can be created by going through http://www.licindia.in/NewUserRegistration.htm

Policy Enrolling: After the successful creation of LIC India account, one need to enter their policy details to retrieve the available accounts. To do that, navigate through “Enroll Polices” tab and add your policy number followed by premium amount.

To view the details of Policy: Soon after the policy enrolment, system will fetch all the details related to that particular account. It contains all necessary information like start date, sum assured, current plan, terms of policy, address, LIC premium, due of next premium, accrued bonus, agent and the branch.

LIC Online Premium Payment: All the mandatory steps are completed now. Once you checked all the details about the policy, hit “Pay Premium Online” button. Here select the right policies which you would like to enrol. Finally click Submit button to make payment.

Take a print out of generated receipt for future reference. You can even take it later which is an advantage of paying LIC Premium online. A copy of payment receipt will be sent to registered email address.

Follow these 10 steps for filing your income tax return online

17:24

ram

Follow these 10 steps for filing your income tax return online

The last date for filing tax return for financial year 2012-13 for individuals is 31 July 2013. Individuals earning above Rs 5 lakh are now required to file their tax returns electronically. Last year this limit was Rs 10 lakh.

Here is a quick 10 steps guide to file your tax return

Step 1: Create your e-filing account

In order to create an e-filing account, you should visit the Income Tax website https://incometaxindiaefiling.gov.in and click on ‘Register Yourself’ which will prompt you to fill your personal details. Once your e-filing account is created, login to your account with your user ID (ie PAN) and password.

Step 2: Download Form 26AS

Click on the ‘View Form 26AS (Tax Credit)’ link displayed under the Quick Link menu on the left hand side of the screen to generate Form 26AS. Form 26AS is a consolidated tax statement issued to a tax payer which summarizes the amount paid against each PAN number. It summarizes the TDS, Advance tax, Self assessment tax paid in your name. The password to open your Form 26AS is your date of birth in ddmmyyyy format.
Step 3: Download the income tax return form

Click on the ‘Download ITR’ link which is also displayed under the Quick Link menu on the left hand side of the screen. Thereafter download the income tax return form. ITR 1 should be downloaded by individuals earning salary income / pension; or individuals having one house property income; or individuals having income from other sources (excluding lottery income and income from race horses). However, in case of an individual having income from more than one house property, capital gains or is an ordinary resident having assets abroad or claiming tax treaty benefit, then ITR-2 should be downloaded. After downloading the income tax return form, a zip file will be saved on your computer.
Step 4: Fill the details in the Tax return form

Extract the excel form utility from the downloaded zip file and enable the macros in the Excel form. Carefully follow the instructions and fill the following details:

• Mention the basic details which include your name, PAN, complete address, date of birth, e-mail ID, mobile number, whether the return is original or revised, and residential status.

• Fill the details of income earned and deductions claimed under Chapter VI-A. You can refer to your Form 16 and Form 26AS. However, you will also be required to report any other income or investment eligible for deduction which was not reported to your employer.

• Enter the details of tax deducted by the employer and other deductors and self-assessment / advance tax paid, if any.

• Enter your bank details, which include your bank account number, preferred mode of receiving any refund amount (ie by cheque or direct deposit), type of bank account and IFSC code.

Step 5: Validate the details

Click on the ‘Validate’ button provided on all the sheets. This ensures that all the details have been captured in the return. In the case you omit anything; the sheet will automatically prompt you to fill in the missing details.

Step 6: Calculate your tax liability

Click on ‘Calculate Tax’ after you have filled all the details. In case the return form shows any tax payable, then you should deposit the amount and enter the challan details in the return form.

Step 7: Generate the XML file

Once all taxes have been paid, click on the ‘Generate XML’ tab and save the xml generated file on your computer.

Step 8: Submit the income tax return

You should go to your e-filing account on the income tax website and click on ‘Upload Return’. Fill the ITR Form, Name, Assessment Year. Thereafter upload the XML file and click on ‘Submit’. After this an ITR-V will be generated and sent to your e-mail ID mentioned in the tax return. ITR-V is an acknowledgement-cum-verification form.

Step 9: Send the signed ITR-V to the Income Tax Department

You should take a print of ITR-V and sign it in blue ink. Therafter you should send it by ordinary post or speed post to ‘Income Tax Department – CPC, Post Bag No – 1, Electronic City Post Office, Bengaluru – 560100. The signed ITR-V should be sent within 120 days of uploading the return.

Step 10: Check the ITR-V receipt status

On receipt of the signed ITR-V, the Income Tax Department will send an e-mail acknowledging the receipt of ITR-V to the e-mail ID mentioned in the tax return. You will also receive an SMS on your mobile number acknowledging the receipt of tax return.